Best Credit card For Travelling
Finance is something that has the most vital importance in our lives.
Every time and at every step, we need money to carry out all our routine tasks, and we get lucky if our banking institution is offering the best travel credit cards.
The finance field has witnessed a huge revolution after the introduction of banks and other financial institutions.
All the banks offer a myriad of services to the users, and people are getting a lot of benefits by using different offers and cards.
Nowadays, credits cards have become a blessing for all persons, especially the salaried ones.
Having a credit card in your wallet means that there will be no thought in your mind that either you have money with you or not.
The banking institutions have added a huge worth to credit cards by introducing several traveling packages, prepaid hotels, and shopping.
Here in this article, we will discuss some of the best travel credit cards available in the market, which you can get and make your operations easy.
Venture Rewards Credit Card by Capital One
Capital One is the leading financial company in America, specializing in credit cards, loans, and bank accounts.
It offers one of the best travel credit cards to the customers, which can offer you great deals.
The travel credit card by Capital One gives you 2 miles per dollar used on the purchase, which means you can earn a good number of miles in a year for your tour.
If you spend $3000.00 within the first three months of account opening, you will earn 60,000 bonus miles. It has an annual fee of $95 with an APR variable between 15.99% and 23.99%.
Venture Rewards Credit Card has a minimum limit of $2000, while the maximum limit has been reported up to $5000.
Chase Sapphire Preferred Card
Chase group is another leading financial institution based in America, offering its services in the banking field.
Being a credit cardholder, on every purchase of $1, you will be awarded 1 point, which you can further use for traveling and hotelling purposes.
The annual fee is $95, and you will be awarded 60,000 bonus points on shopping of $4000 in the first three months of account opening.
Sapphire Preferred Travel Credit Card offers a maximum limit of around $10,000 even some users have reported the limit up to $50,000.
The annual percentage rate (APR) is variable, lying between 15.99%-22.99%, and it is also offering the Chase Plan where you can break up your purchases to more than $100 with no interest.
Citi Premier Travel Credit Card
Citi Premier is offering one of the best travel credit cards in the market, where you can earn 80,000 bonus points on the purchase of $4000 within the first three months of account opening.
Citi Premier travel credit card has an outstanding rating, which shows users’ trust.
You will be surprised to hear that it offers 3 points on every $1 purchase, and these points are valid for air travel, hotels and even at supermarkets and stores.
The annual fee for the travel credit card is the same as others, which is $95, and a purchase rate variable between 15.99%-23.99% depending upon the worthiness of your travel credit card.
The minimum limit for the Citi Premier travel credit card is $2000, which could be increased depending on the customer’s usage.
Bank of America Travel Credit Card
Here comes another best travel credit card which is thought to be the most spectacular one in the market as it offers all its services without any annual fee.
You can earn 1.5 points on every purchase of $1, and this collection of points is unlimited, which means that if you are a regular credit card user, you can earn good money for your future tours.
At the start, Bank of America offers you a 0% introductory offer for the first 15 billing cycles, and the normal APR lies between 13.99%-23.99%.
For all the new users, it rewards 25,000 bonus points on the minimum purchase of $1000 in the first 90 days, which is another fantastic offer.
Not everywhere we can see such types of amazing offers which Bank of America’s Travel Credit Card offers. If you search for some good financial institution for your finance management, it could be a great option.
The Platinum Card by American Express
The Platinum Card by American Express is considered one of the best travel credit cards for those who can afford it.
It is offering extremely luxurious services to all its users, and this is why they are charging a hefty amount of $695 as an annual fee.
There is a myriad of hotels, restaurants, online stores, and airline companies on the American express panel. The users can get different kinds of attractive offers from all such places.
The Platinum travel credit card also offers you the service of paying back in the installment of your large purchases.
The annual purchase rate of this card is variable between 15.99%-22.99%, with a maximum credit limit of up to $50,000.
On the air tickets and prepaid hotels booked through Platinum express travel credit card, you will get 5X points which are not less than a blessing.
If you can afford this card, it seriously deserves your chance.
Connect Visa Signature Card by US Bank
The US bank names offer another best travel credit card, Connect Visa Signature Card.
The good news about this card is that they will not charge anything for the annual fee for the first year, and from the second year, the fee will be $95.
It has an amazing introductory offer to earn 50,000 bonus points by just using $3000 in the first 120 days of the account opening.
The amazing offers include 5X points on prepaid hotels, 4X points on travel and gas stations and 2X points on grocery stores.
The ongoing APR here in the US bank is 15.99%-23.99% variable depending on the worthiness of your card.
As far as the limit of the travel credit card is concerned, the minimum limit is $300, and the maximum is $5000. Depending on your credit history, you will be awarded the limit, but this limit will not be fixed and could be increased in the future.
Chase Freedom Flex Credit Card
Chase Freedom Flex is one of the outstanding and best travel credit cards with the best services, even for those with a low budget.
There is no annual fee for the card, and all features can be enjoyed without any investment.
For the first 15 months, it offers 0% APR, and after this period, the APR will be 14.99%-23.74%.
Chase Freedom card has also offered cashback for all of its users where you can earn 5% cashback up to $1500 on combined purchases, and these cashback rewards do not have any expiry date.
The introductory offer for Freedom Flex travel credit cards is also amazing and feasible for those who do not use credit cards frequently.
As a new user, you will be given a bonus of $200 on the spending of %500 in the first three months of the account opening.
The credit limit for the Freedom Flex travel credit card starts from $500, and it could be increased to a great extent depending on the worthiness of the card.
World of Hyatt Credit Card
Although World of Hyatt is not as big a financial institution as to its other competitors, it has made its name by providing outstanding services to its users.
It has a very promising rating and reviews on the internet, making it famous among users.
It offers one of the best travel credit cards with outstanding services for all users.
You can avail of four bonus points on every $1 purchase, and if you are a World of Hyatt Member, then the five bonus points will be added additionally.
As an introductory offer, it rewards you with 30,000 bonus points on the spending of $3000 in the first three months of account opening.
It also offers a free night in the best category hotel after your card anniversary.
The regular variable APR charged by World of Hyatt is 15.99%-22.99% on transactions and purchases.
The credit limit offered by the company is $500 per claim, and the lifetime limit is$50,000 per account.
All the companies mentioned above are working by day and night to provide the best services to their users.
You can easily check all the terms and conditions of these banks and choose the best credit card for you.
There are many best travel credit cards available in the market, and depending on your budget and usage, you can easily register for any of them.
Credit cards are an actual blessing for all of us in this world, and by making a smart approach, we can effectively use them.